Who pays for psychological treatment?

In Ontario, psychologists are paid by a variety of sources.  The Ontario Health Insurance Plan (OHIP) does not pay for psychological services. However, psychological services may be available through government funded services in hospitals, primary care clinics, schools, jails and prisons, social welfare agencies etc. Some clients pay their own fees theselves while other have options for funding and reimbursement.  

Suggested Hourly Rate Extended Health Plans		At its November 2012 board meeting,  the Ontario Psychological Association Board of Directors passed a resolution that the 2013 hourly rate remain at $220 per hour. Many people have extended health-care coverage through an employer. Many of these health-care plans pay all or a portion of the costs of seeing a Registered Psychologist. Read the booklet describing your benefits or talk to your insurance company to find out about your coverage. Coverage for psychologists varies from around $300 to $1000 per year for most plans. Typically, you will pay the psychologist and then be reimbursed by the insurance company.
Employee Assistance  Programs (EAPs)		Some employers have EAPs to help employees deal with mental-health concerns. You may be able to see a psychologist through your EAP.  Psychologists who work in EAPs are bound by the same codes of privacy and confidentiality as other psychologists.
Workplace Safety and  Insurance Board		If you have psychological problems because of an accident or other workplace stress or incident, you may qualify for psychological treatment through the Workplace Safety and Insurance Board (WSIB). Your claim adjudicator or family physician may be able to help you with this. If your request is declined, you can appeal to the Workplace Safety and Insurance Appeals Tribunal, a board of appeal to which workers and employers bring disputes concerning decisions of the WSIB regarding entitlements to benefits, healthcare and vocational rehabilitation.
Criminal Injuries  Compensation Board http://opajoomla.knowledge4you.ca/index.php/getting-help-faq/who-pays		The Criminal Injuries Compensation Board provides compensation for psychological services to eligible applicants who experience psychological problems as a result of being a victim of crime.